Local-first · No financial account linking

AirGap Folio

Private portfolio planning for Indian investors with assets in India and abroad.

Import statements and spreadsheets. Keep portfolio records in this browser. Review INR and USD holdings, map assets and expenses to goals, test corpus longevity, and estimate tax without linking financial accounts.

Open Portfolio

Files you chooseBrowser workspacePlan and review

AirGap Folio overview using fake sample data

File-ledImport supported statements, exports, templates, or a previous backup.

ReviewableCheck holdings, transactions, prices, FX, source history, and data quality.

PortableExport JSON to preserve the reviewed workspace and restore it later.

One household plan

From source files to decisions you can review

Built for investors who already manage statements or spreadsheets and want structure without handing over continuing financial-account access.

India and overseasBring mutual funds, Indian stocks, US stocks, employee equity, PF/NPS, small savings, cash, and manual assets into INR-led review with USD context.

Goals grounded in expensesAllocate each holding once across goals, import detailed expenses, compare scenarios, and test whether the projected corpus lasts.

Tax with visible boundariesInspect FY FIFO lots, date-specific rates, FMV, transaction-date FX, unrealized scenarios, and blockers. Estimates remain decision support, not filing output.

Trust before analyticsReview import status, allocation integrity, market-data coverage, cost basis, XIRR readiness, and tax inputs before relying on totals.

Exact compatibility

Know how each asset enters the workspace

Native statements and provider exports are distinct from AirGap templates. Unsupported layouts are rejected rather than guessed.

CAS PDFNative statement

Detailed CAMS / KFintech / MFCentral consolidated account statement

Use the original PDF. Enter the PDF password if encrypted.

ZerodhaProvider export

Tradebook CSV

Keep provider headers unchanged.

GrowwProvider export

Order history CSV/XLSX

Use the original provider layout.

INDMoneyProvider export

Transactions workbook

Use the original workbook layout.

US stocks / RSUAirGap template

AirGap Folio US stocks / RSU CSV template

Keep the app template headers unchanged.

EPFO / PFNative statement

Member passbook PDF

Use a passbook with employee, employer, interest, and closing-balance rows.

NPSProvider export

Verified yearly transaction-statement CSV

CSV only. NPS PDF/XLSX is not currently parsed.

Privacy boundary

Local-first, with explicit network actions

Portfolio workspaceFiles are processed and portfolio records are stored in the current browser profile, not a hosted AirGap Folio portfolio database.

Market refreshOnly explicit Refresh or Repair actions send required scheme, symbol, date, or currency-pair identifiers for market data.

Hosted servicesSign-in, subscription, payment references, email, and privacy-safe product activity use network services.

RecoveryEncrypted JSON is the recommended portable backup. Browser clearing or device loss can remove a workspace without a current backup.

Pricing

Try the complete workspace before subscribing

7-day trial. Portfolio data remains in this browser whether access is trial or paid.

Trial7 daysComplete product evaluation

Monthly₹149~~₹299~~ per month

Yearly₹1,499~~₹3,500~~ per year

Start with the workspace

Before you start

Control comes with clear responsibilities

What happens if browser data is cleared?

The local workspace can be lost. Export a current encrypted JSON backup after meaningful changes.

Can someone using the same browser profile see the workspace?

Browser storage is not separately encrypted by AirGap Folio. Protect the device/profile and reset the workspace after using a shared device.

Are all provider statements supported?

No. The source guide names verified native statements and exports. Other assets use stable AirGap templates, and unknown layouts are rejected.

Is the tax view filing advice?

No. It is an indicative portfolio estimate with visible input blockers and model limitations. Verify filing treatment with a qualified professional.